Hello everyone,
hum baat karenge ek aisi health insurance scheme ke baare mein jo Bharat ke kareeb 12 crore gareeb gharo ko madad de chuki hai. Iss scheme ka naam hai Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, yaani PMJAY.
Ayushman Bharat Yojana kub shuru hui
chaliye samajhte hain Ayushman Bharat Yojana scheme kya hai?
Ayushman Bharat PMJAY ki shuruat 23 September 2018 ko hui thi aur yeh Bharat sarkar ki taraf se chalayi gayi ek health insurance scheme hai. Yeh scheme duniya ki sabse badi health insurance scheme hai. Isme har ek family ko ₹5 lakh tak ka insurance cover milta hai, jo secondary aur tertiary care hospitalization ko cover karta hai. Scheme ka poora kharcha Bharat sarkar aur state government mil kar uthati hai aur beneficiaries ko koi premium nahi dena padta.
Ab baat karte hain Ayushman Bharat Yojana ke important features ki:
Cashless Treatment: Is yojana mein beneficiaries kisi bhi empanelled private ya government hospital mein free mein treatment kara sakte hain. Empanelled hospitals wo hote hain jo minimum prescribed charges follow karte hain, aur phir reimbursement ki zarurat nahi hoti.
No Restrictions: Is scheme mein aapke family ke kitne bhi members ho sakte hain aur kisi bhi gender ya age ke log isme include ho sakte hain.
Expenses Covered: Ayushman Bharat scheme mein kareeb 1929 medical procedures covered hain. Isme medical examination, treatment, surgery, medicines, ICU charges, diagnostic tests, food services, aur agar koi complications hote hain to unka bhi coverage hota hai.
Hospitalization Coverage: Is scheme mein hospitalization se 3 din pehle aur discharge ke 15 din baad tak ke kharchon ka bhi coverage diya jata hai.
Pre-Existing Diseases Covered: Agar kisi ko pehle se koi disease hai, to wo Day-1 se uska treatment karwa sakta hai. Yani pre-existing conditions ke liye koi waiting period nahi hota.
Eligibility Criteria:
Yeh scheme un logon ke liye hai jo EWS (Economically Weaker Sections) category mein aate hain aur jin ke paas permanent residence nahi hoti. Ye scheme SECC 2011 ke selected database ke basis par chalti hai. Agar aap National Health Insurance Scheme (RSBY) mein pehle se enrolled hain, to aap bhi automatic Ayushman Bharat scheme mein shamil ho jaate hain.Jo log eligible hain:
- Rural areas mein jo families SECC ke kisi category mein aati hain (jaise D1 to D7).
- Urban areas ke workers jo kuch specific occupations mein kaam karte hain.
Jo log eligible nahi hain:
- Jinke paas mechanized farming equipment hai, 2-3 wheelers hain, ya jo ₹10 lakh se zyada kamaate hain.
- Jo government jobs mein hain ya jin ke paas 5 acres se zyada agricultural land hai.
Ab soch rahe honge ki is scheme ka aapko kya faida hoga?
Is video ko dekh kar aap apne aas paas ke logon ko, jaise ki aapke domestic helpers, maids, cooks, drivers, unki life better bana sakte hain.Ayushman Bharat mein enroll karne ke liye kaunse documents ki zarurat hoti hai?
- Aadhaar card, PAN card, ya ration card.
- Mobile number, email ID, income certificate, family status certificate.
Agar aap apna Ayushman card download karna chahte hain,
toh aap Ayushman app ke through easily download kar sakte hain. Iske liye bas app download karke, mobile number verify karke, aur e-KYC complete karna hoga. Is process ke baad, aap apna Ayushman card easily download kar sakte hain.
PMJAY website se card download karne ka tareeka bhi aapke saamne hai.
Aap website pe jaake, apne family details se search kar sakte hain, e-KYC kar sakte hain, aur apna card download kar sakte hain.
Conclusion
Agar aap aur schemes ke baare mein jaana chahte hain, toh comment section mein zaroor batayein. Agar aapko acchi lagi ho, toh like aur share karna na bhoolen, aur website ko follow karna bilkul na bhoolen!
See you next time!
